🏦Bank Scorer

STREATOR HOME SAVINGS BANK

STREATOR, IL · Supervised by FDIC

Est. 1894FDIC #30,357RSSD: FDIC-30357
Satisfactory Same

Current rating · Exam: February 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -38.54%

Institution Profile

FDIC BankFind

Address

132 S Monroe St, STREATOR, IL

County

Lasalle County

Established

January 1, 1894

Total Assets

$137M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2025

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Feb 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$137M

Total Deposits

$107M

Net Loans

$40M

Net Income

$-14,057K

ROA

-38.54%

Below avg for Small banks. Peer avg: 0.44%

ROE

-156.93%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-38.54%Peer avg: 0.44%▼ Below avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$109M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Feb 2025SatisfactorySmall Bank
Feb 2019SatisfactorySmall Bank
Aug 2013SatisfactorySmall Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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