This institution is no longer active

Operations ceased on October 1, 1997. CRA examination history below reflects the period it was active.

STOCKMENS BANK

MARTIN, SD · Supervised by FDIC

Est. 1919FDIC #6,081RSSD: FDIC-6081

Part ofSTOCKMENS FINANCIAL CORP→ View all charters

Outstanding Up

Current rating · Exam: February 1996

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.75%

Is this bank safe?

STOCKMENS BANK earned an Outstanding CRA rating (1996), meets basic financial requirements (ROA +0.75%).

Institution Profile

FDIC BankFind

Address

401 Third Avenue, MARTIN, SD

County

Bennett County

Established

July 19, 1919

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$23M

Total Deposits

$17M

Net Loans

$16M

Net Income

$123K

ROA

0.75%

Above avg for Small banks. Peer avg: 0.44%

ROE

5.18%

Risk-Based Capital

17.78%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.75%Peer avg: 0.44%▲ Above avg

Risk-Based Capital17.78%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Feb 1996	Outstanding	Not Reported
Oct 1995	Needs to Improve	Not Reported
Feb 1994	Needs to Improve	Not Reported

1 previous rating locked — back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/stockmens-bank-sd"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: