🏦Bank Scorer

STERLING BANK

POPLAR BLUFF, MO · Supervised by FDIC

Est. 2004FDIC #57,813RSSD: FDIC-57813
Part ofSTERLING BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.68%

Institution Profile

FDIC BankFind

Address

1100 Sterling Dr, POPLAR BLUFF, MO

County

Butler County

Established

October 19, 2004

Total Assets

$1.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
Estimated next exam:Jun 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.6B

Total Deposits

$1.4B

Net Loans

$1.0B

Net Income

$6M

ROA

1.68%

ROE

15.08%

Risk-Based Capital

18.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

16

Branch Deposits

$1.3B

1-Year Change

+2

5-year net change: +5 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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