This institution is no longer active

Operations ceased on July 3, 1998. CRA examination history below reflects the period it was active.

STERLING BANK

LOS ANGELES, CA · Supervised by FDIC

Est. 1980FDIC #23,236RSSD: FDIC-23236

Part ofSTERLING WEST BCORP→ View all charters

Satisfactory Same

Current rating · Exam: April 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.33%

Institution Profile

FDIC BankFind

Address

3287 Wilshire Boulevard, LOS ANGELES, CA

County

Los Angeles County

Established

November 5, 1980

Total Assets

$106M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$106M

Total Deposits

$99M

Net Loans

$58M

Net Income

$-168K

ROA

-0.33%

Below avg for Small banks. Peer avg: 0.44%

ROE

-5.08%

Risk-Based Capital

10.91%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.33%Peer avg: 0.44%▼ Below avg

Risk-Based Capital10.91%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Apr 1996	Satisfactory	Not Reported
Feb 1994	Satisfactory	Not Reported
Mar 1992	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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