🏦Bank Scorer

STELLAR BANK

HOUSTON, TX · Supervised by FDIC

Est. 2007FDIC #58,629RSSD: FDIC-58629
Part ofSTELLAR BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.17%

Institution Profile

FDIC BankFind

Address

9 Greenway Plz, HOUSTON, TX

County

Harris County

Established

October 15, 2007

Total Assets

$10.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$10.9B

Total Deposits

$9.0B

Net Loans

$7.5B

Net Income

$32M

ROA

1.17%

ROE

7.75%

Risk-Based Capital

14.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate33.04%Peer avg: 26.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

54

Branch Deposits

$8.7B

1-Year Change

0

5-year net change: +27 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202457844.12%33.04%
202388050.11%27.95%
20221,09665.51%14.51%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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