🏦Bank Scorer

This institution is no longer active

Operations ceased on April 12, 2004. CRA examination history below reflects the period it was active.

STATEN ISLAND SAVINGS BANK

STATEN ISLAND, NY · Supervised by FDIC

Est. 1864FDIC #15,986RSSD: FDIC-15986
Outstanding Same

Current rating · Exam: December 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.14%

Is this bank safe?

STATEN ISLAND SAVINGS BANK earned an Outstanding CRA rating (1995), shows financial metrics that merit closer review (ROA -0.14%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

81 Water Street, STATEN ISLAND, NY

County

Richmond County

Established

April 7, 1864

Total Assets

$7.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$7.1B

Total Deposits

$3.8B

Net Loans

$3.9B

Net Income

$-2,550K

ROA

-0.14%

Below avg for Community banks. Peer avg: 0.90%

ROE

-1.93%

Risk-Based Capital

13.04%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA-0.14%Peer avg: 0.90%▼ Below avg
Risk-Based Capital13.04%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Dec 1995OutstandingNot Reported
Dec 1993OutstandingNot Reported
Jul 1991OutstandingNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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