This institution is no longer active

Operations ceased on June 20, 1998. CRA examination history below reflects the period it was active.

STATE SAVINGS BANK

COLUMBUS, OH · Supervised by FDIC

Est. 1900FDIC #30,489RSSD: FDIC-30489

Outstanding Same

Current rating · Exam: May 1998

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.98%

Is this bank safe?

STATE SAVINGS BANK earned an Outstanding CRA rating (1998), meets basic financial requirements (ROA +0.98%).

Institution Profile

FDIC BankFind

Address

20 East Broad Street, COLUMBUS, OH

County

Franklin County

Established

January 1, 1900

Total Assets

$2.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1998

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1998Call Report / FDIC

Total Assets

$2.1B

Total Deposits

$1.8B

Net Loans

$1.5B

Net Income

$5M

ROA

0.98%

Above avg for Community banks. Peer avg: 0.90%

ROE

13.23%

Risk-Based Capital

13.21%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA0.98%Peer avg: 0.90%▲ Above avg

Risk-Based Capital13.21%Peer avg: 12.91%▲ Above avg

Mortgage Denial Rate9.06%Peer avg: 10.20%▼ Fewer than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	265	75.85%	9.06%
2019	85	78.82%	10.59%
2018	152	78.95%	10.53%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
May 1998	Outstanding	Large Bank
Jan 1996	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/state-savings-bank"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: