This institution is no longer active

Operations ceased on December 1, 2012. CRA examination history below reflects the period it was active.

STATE BANK OF PRAIRIE DU ROCHER

PRAIRIE DU ROCHER, IL · Supervised by FDIC

Est. 1906FDIC #12,117RSSD: FDIC-12117

Part ofPDR BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: January 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.09%

Institution Profile

FDIC BankFind

Address

219 Market St, PRAIRIE DU ROCHER, IL

County

Randolph County

Established

November 12, 1906

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2013

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2012Call Report / FDIC

Total Assets

$65M

Total Deposits

$60M

Net Loans

$39M

Net Income

$521K

ROA

1.09%

Above avg for Small banks. Peer avg: 0.44%

ROE

15.10%

Risk-Based Capital

12.07%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.09%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.07%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jan 2013	Satisfactory	Small Bank
Nov 2007	Satisfactory	Small Bank
Aug 2002	Satisfactory	Small Bank

3 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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