🏦Bank Scorer

STATE BANK OF NEW RICHLAND

NEW RICHLAND, MN · Supervised by FDIC

Est. 1898FDIC #9,735RSSD: FDIC-9735
Part ofNEW RICHLAND BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.12%

Institution Profile

FDIC BankFind

Address

103 Broadway Ave N, NEW RICHLAND, MN

County

Waseca County

Established

October 31, 1898

Total Assets

$125M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Sep 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$125M

Total Deposits

$78M

Net Loans

$112M

Net Income

$668K

ROA

2.12%

ROE

23.02%

Risk-Based Capital

12.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$76M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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