This institution is no longer active

Operations ceased on January 17, 1997. CRA examination history below reflects the period it was active.

STATE BANK OF KEYESPORT

KEYESPORT, IL · Supervised by FDIC

Est. 1913FDIC #11,673RSSD: FDIC-11673

Part ofKEYESPORT BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: March 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.24%

Institution Profile

FDIC BankFind

Address

Oak Street And Mulberry Grove Road, KEYESPORT, IL

County

Bond County

Established

December 26, 1913

Total Assets

$8M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1996Call Report / FDIC

Total Assets

$8M

Total Deposits

$8M

Net Loans

$5M

Net Income

$-199K

ROA

-2.24%

Below avg for Small banks. Peer avg: 0.44%

ROE

-41.37%

Risk-Based Capital

8.39%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-2.24%Peer avg: 0.44%▼ Below avg

Risk-Based Capital8.39%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Mar 1995	Satisfactory	Not Reported
Aug 1993	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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