STATE BANK OF INDIA

NEW YORK, NY · Supervised by FDIC

Est. 1955FDIC #33,682RSSD: FDIC-33682

Satisfactory Same

Current rating · Exam: October 2024

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

1 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 0.00%

Is this bank safe?

STATE BANK OF INDIA holds a Satisfactory CRA rating (2024), and meets basic financial requirements (ROA +0.00%), and reports a low consumer complaint rate (1 per $B in assets).

Institution Profile

FDIC BankFind

Address

460 Park Ave, NEW YORK, NY

County

New York County

Established

July 5, 1955

Total Assets

$23.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2024

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Oct 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$23.5B

Total Deposits

$13.5B

Net Loans

$15.2B

ROA

0.00%

Below avg for Regional banks. Peer avg: 0.88%

Risk-Based Capital

0.00%

Below avg for Regional banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

ROA0.00%Peer avg: 0.88%▼ Below avg

Risk-Based Capital0.00%Peer avg: 30.04%▼ Below avg

Complaints / $B1.00Peer avg: 25.80▼ Fewer than avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$12.7B

1-Year Change

Consumer Complaints

CFPB · through Jan 2026

Last 12 Months

Since 2018

all complaints on record

Monetary Relief

% of complaints where company provided monetary relief

Untimely Response

5.7%

% exceeding CFPB's 15-day response window

Monthly Complaints (2021–present)

Month	Complaints	With Monetary Relief
June 2025	1	0
July 2025	1	0
August 2025	2	0
September 2025	0	0
October 2025	0	0
November 2025	0	0
December 2025	1	0
January 2026	1	0

Data through Jan 2026.Last 12 months shown — unlock full history.

'21

'22

'23

'24

'25

'26

2021–2025 locked

Full 2021–present history available — unlock this bank for $9 one-time.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 2024	Satisfactory	Wholesale/Limited Purpose
Oct 2021	Satisfactory	Wholesale/Limited Purpose
Oct 2018	Satisfactory	Wholesale/Limited Purpose

9 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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