🏦Bank Scorer

This institution is no longer active

Operations ceased on November 15, 1997. CRA examination history below reflects the period it was active.

STAR FINANCIAL BANK, COLUMBIA CITY, INDIANA

COLUMBIA CITY, IN · Supervised by FDIC

Est. 1929FDIC #5,780RSSD: FDIC-5780
Part ofSTAR FINANCIAL GROUP INC→ View all charters
Outstanding Same

Current rating · Exam: September 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.05%

Is this bank safe?

STAR FINANCIAL BANK, COLUMBIA CITY, INDIANA earned an Outstanding CRA rating (1995), is financially strong (ROA +1.05%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

102 West Van Buren Street, COLUMBIA CITY, IN

County

Whitley County

Established

January 1, 1929

Total Assets

$249M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$249M

Total Deposits

$209M

Net Loans

$184M

Net Income

$2M

ROA

1.05%

Above avg for Small banks. Peer avg: 0.44%

ROE

13.81%

Risk-Based Capital

11.32%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.05%Peer avg: 0.44%▲ Above avg
Risk-Based Capital11.32%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Sep 1995OutstandingNot Reported
Jun 1992OutstandingNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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