🏦Bank Scorer

STAR FINANCIAL BANK

FORT WAYNE, IN · Supervised by FDIC

Est. 1988FDIC #27,235RSSD: FDIC-27235
Part ofSTAR FINANCIAL GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.04%

Institution Profile

FDIC BankFind

Address

215 W. Main Street, FORT WAYNE, IN

County

Allen County

Established

May 2, 1988

Total Assets

$3.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2023

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.2B

Total Deposits

$2.8B

Net Loans

$1.8B

Net Income

$8M

ROA

1.04%

ROE

11.48%

Risk-Based Capital

14.78%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate27.66%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

37

Branch Deposits

$2.6B

1-Year Change

0

5-year net change: -1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20241,47555.32%27.66%
20231,68457.48%25.71%
20222,00163.47%22.59%
20212,33563.6%23.77%
20202,36961.33%22.16%
20191,85753.8%29.62%
20181,65058.42%28.24%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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