This institution is no longer active

Operations ceased on October 6, 2001. CRA examination history below reflects the period it was active.

STANDARD FEDERAL BANK

TROY, MI · Supervised by OTS

Est. 1890FDIC #27,714

Outstanding Same

Current rating · Exam: May 1998

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

STANDARD FEDERAL BANK earned an Outstanding CRA rating (1998).

Institution Profile

FDIC BankFind

Address

2600 West Big Beaver Road, TROY, MI

County

Oakland County

Established

January 1, 1890

Total Assets

$23.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 18, 1998

Exam Type

Large Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
May 1998	Outstanding	Large Bank
Jul 1995	Outstanding	Assessment Factor
Feb 1993	Outstanding	Assessment Factor

1 previous rating locked — back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/standard-federal-bank"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: