At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 2.37%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$29M
Total Deposits
$24M
Net Loans
$13M
Net Income
$169K
ROA
2.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.37%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
1
Branch Deposits
$25M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Outstanding | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
| Mar 2013 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1995
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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