At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.51%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$289M
Total Deposits
$259M
Net Loans
$251M
Net Income
$1M
ROA
1.51%
ROE
21.11%
Risk-Based Capital
10.68%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Branch Footprint
Total Branches
4
Branch Deposits
$247M
1-Year Change
+1
5-year net change: +2 branches
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
5 previous ratings locked — dating back to 1999
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Rating Over Time
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