This institution is no longer active

Operations ceased on October 7, 2015. CRA examination history below reflects the period it was active.

SQUARE 1 BANK

DURHAM, NC · Supervised by FDIC

Est. 2005FDIC #58,021RSSD: FDIC-58021

Part ofSQUARE 1 FINANCIAL INC→ View all charters

Outstanding Same

Current rating · Exam: April 2014

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.23%

Is this bank safe?

SQUARE 1 BANK earned an Outstanding CRA rating (2014), is financially strong (ROA +1.23%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

406 Blackwell Street, Suite 240, DURHAM, NC

County

Durham County

Established

August 8, 2005

Total Assets

$4.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 2014

Exam Type

Strategic Plan

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2015Call Report / FDIC

Total Assets

$4.0B

Total Deposits

$3.7B

Net Loans

$1.5B

Net Income

$33M

ROA

1.23%

Above avg for Community banks. Peer avg: 0.90%

ROE

14.03%

Risk-Based Capital

12.94%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.23%Peer avg: 0.90%▲ Above avg

Risk-Based Capital12.94%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Apr 2014	Outstanding	Strategic Plan
Jun 2009	Outstanding	Strategic Plan
May 2009	Needs to Improve	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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