This institution is no longer active

Operations ceased on December 6, 2001. CRA examination history below reflects the period it was active.

SPRINGDALE BANK & TRUST

SPRINGDALE, AR · Supervised by FDIC

Est. 1911FDIC #11,249RSSD: FDIC-11249

Part ofARVEST BANK GROUP INC→ View all charters

Outstanding Same

Current rating · Exam: January 1996

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.33%

Is this bank safe?

SPRINGDALE BANK & TRUST earned an Outstanding CRA rating (1996), is financially strong (ROA +1.33%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

415 West Emma Avenue, SPRINGDALE, AR

County

Washington County

Established

May 6, 1911

Total Assets

$308M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$308M

Total Deposits

$255M

Net Loans

$235M

Net Income

$3M

ROA

1.33%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.01%

Risk-Based Capital

11.77%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.33%Peer avg: 0.44%▲ Above avg

Risk-Based Capital11.77%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jan 1996	Outstanding	Not Reported
Sep 1993	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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