This institution is no longer active

Operations ceased on June 19, 1996. CRA examination history below reflects the period it was active.

SOUTHWEST STATE BANK

DENVER, CO · Supervised by FDIC

Est. 1961FDIC #18,348RSSD: FDIC-18348

Part ofBANK LAND CO→ View all charters

Outstanding Same

Current rating · Exam: May 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.54%

Is this bank safe?

SOUTHWEST STATE BANK earned an Outstanding CRA rating (1994), is financially strong (ROA +1.54%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

1380 South Federal Boulevard, DENVER, CO

County

Denver County

Established

February 6, 1961

Total Assets

$111M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$111M

Total Deposits

$96M

Net Loans

$73M

Net Income

$433K

ROA

1.54%

Above avg for Small banks. Peer avg: 0.44%

ROE

12.52%

Risk-Based Capital

18.67%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.54%Peer avg: 0.44%▲ Above avg

Risk-Based Capital18.67%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
May 1994	Outstanding	Not Reported
Feb 1992	Outstanding	Not Reported
Apr 1990	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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