SOUTHWEST HERITAGE BANK
SCOTTSDALE, AZ · Supervised by OCC (Office of the Comptroller of the Currency)
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.85%
Is this bank safe?
SOUTHWEST HERITAGE BANK holds a Satisfactory CRA rating (2025), and meets basic financial requirements (ROA +0.85%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$915M
Total Deposits
$783M
Net Loans
$697M
Net Income
$2M
ROA
0.85%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.46%
Risk-Based Capital
15.93%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
8
Branch Deposits
$798M
1-Year Change
0
5-year net change: +4 branches
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Intermediate Small Bank |
| Jan 2022 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Small Bank |
1 previous rating locked — back to 2013
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/southwest-heritage-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: