🏦Bank Scorer

This institution is no longer active

Operations ceased on October 18, 1997. CRA examination history below reflects the period it was active.

SOUTHWEST FINANCIAL BANK AND TRUST COMPANY OF ORLAND PARK

ORLAND PARK, IL · Supervised by FDIC

Est. 1978FDIC #22,646RSSD: FDIC-22646
Part ofSOUTHWEST FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.92%

Institution Profile

FDIC BankFind

Address

15330 South Lagrange Road, ORLAND PARK, IL

County

Cook County

Established

May 1, 1978

Total Assets

$201M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$201M

Total Deposits

$179M

Net Loans

$128M

Net Income

$1M

ROA

0.92%

Above avg for Small banks. Peer avg: 0.44%

ROE

9.29%

Risk-Based Capital

15.84%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.92%Peer avg: 0.44%▲ Above avg
Risk-Based Capital15.84%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Sep 1995SatisfactoryNot Reported
Jun 1993SatisfactoryNot Reported
Apr 1991SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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