This institution is no longer active

Operations ceased on December 15, 1995. CRA examination history below reflects the period it was active.

SOUTHTRUST BANK OF VOLUSIA COUNTY

DELAND, FL · Supervised by FDIC

Est. 1975FDIC #22,146RSSD: FDIC-22146

Part ofSOUTHTRUST CORP→ View all charters

Outstanding Up

Current rating · Exam: June 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.92%

Is this bank safe?

SOUTHTRUST BANK OF VOLUSIA COUNTY earned an Outstanding CRA rating (1994), meets basic financial requirements (ROA +0.92%).

Institution Profile

FDIC BankFind

Address

100 East New York Avenue, DELAND, FL

County

Volusia County

Established

October 15, 1975

Total Assets

$790M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$790M

Total Deposits

$702M

Net Loans

$586M

Net Income

$5M

ROA

0.92%

Above avg for Small banks. Peer avg: 0.44%

ROE

11.98%

Risk-Based Capital

10.59%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.92%Peer avg: 0.44%▲ Above avg

Risk-Based Capital10.59%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jun 1994	Outstanding	Not Reported
Jul 1992	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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