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This institution is no longer active

Operations ceased on March 15, 1993. CRA examination history below reflects the period it was active.

SOCIETY BANK, MONROE

MONROE, MI · Supervised by FDIC

Est. 1974FDIC #21,775RSSD: FDIC-21775
Part ofKeyCorp→ View all charters
Outstanding

Current rating · Exam: January 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.17%

Is this bank safe?

SOCIETY BANK, MONROE earned an Outstanding CRA rating (1993), meets basic financial requirements (ROA +0.17%).

Institution Profile

FDIC BankFind

Address

25 South Monroe Street, MONROE, MI

County

Monroe County

Established

September 28, 1974

Total Assets

$155M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 23, 1993

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$155M

Total Deposits

$138M

Net Loans

$111M

Net Income

$256K

ROA

0.17%

Below avg for Small banks. Peer avg: 0.44%

ROE

2.36%

Risk-Based Capital

11.35%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.17%Peer avg: 0.44%▼ Below avg
Risk-Based Capital11.35%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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