At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.84%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$623M
Total Deposits
$520M
Net Loans
$265M
Net Income
$1M
ROA
0.84%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.17%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
1
Branch Deposits
$515M
1-Year Change
0
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 178 | 97.75% | 0.56% |
| 2023 | 213 | 96.71% | 0.00% |
| 2022 | 311 | 97.11% | 0.64% |
| 2021 | 285 | 96.49% | 0.35% |
| 2020 | 222 | 95.95% | 0.45% |
| 2019 | 215 | 94.88% | 1.86% |
| 2018 | 231 | 93.51% | 4.33% |
2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Intermediate Small Bank |
| May 2022 | Satisfactory | Intermediate Small Bank |
| Mar 2019 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2014
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/490e87ab-3997-4677-91f9-02c4faa4437c" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: