🏦Bank Scorer

This institution is no longer active

Operations ceased on September 5, 2008. CRA examination history below reflects the period it was active.

SILVER STATE BANK

HENDERSON, NV · Supervised by FDIC

Est. 1996FDIC #34,194RSSD: FDIC-34194
Part ofSILVER STATE BCORP→ View all charters
Outstanding Up

Current rating · Exam: June 2005

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -9.08%

Is this bank safe?

SILVER STATE BANK earned an Outstanding CRA rating (2005), shows financial metrics that merit closer review (ROA -9.08%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

400 North Green Valley Parkway, HENDERSON, NV

County

Clark County

Established

July 1, 1996

Total Assets

$2.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 2005

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$2.0B

Total Deposits

$1.7B

Net Loans

$1.6B

Net Income

$-85,740K

ROA

-9.08%

Below avg for Community banks. Peer avg: 0.90%

ROE

-96.88%

Risk-Based Capital

8.86%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA-9.08%Peer avg: 0.90%▼ Below avg
Risk-Based Capital8.86%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jun 2005OutstandingLarge Bank
Jun 2002SatisfactorySmall Bank
Jan 1998SatisfactorySmall Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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