Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$78M
Total Deposits
$72M
Net Loans
$51M
Net Income
$245K
ROA
1.29%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.94%
Risk-Based Capital
12.91%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 51 | 74.51% | 11.76% |
| 2023 | 65 | 73.85% | 23.08% |
| 2018 | 29 | 86.21% | 13.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Small Bank |
| May 2019 | Satisfactory | Small Bank |
| Aug 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$66M
1-Year Change
0
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