Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$320M
Total Deposits
$227M
Net Loans
$59M
Net Income
$592K
ROA
0.74%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.27%
Risk-Based Capital
49.10%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 17 | 76.47% | 17.65% |
| 2019 | 28 | 78.57% | 7.14% |
| 2018 | 23 | 56.52% | 13.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Needs to Improve | Small Bank |
| Jan 2023 | Needs to Improve | Small Bank |
| Oct 2019 | Satisfactory | Small Bank |
10 previous ratings locked — back to 1994
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Total Branches
3
Branch Deposits
$215M
1-Year Change
0
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