This institution is no longer active

Operations ceased on October 9, 1998. CRA examination history below reflects the period it was active.

SEMINOLE BANK

SEMINOLE, FL · Supervised by FDIC

Est. 1985FDIC #32,365RSSD: FDIC-32365

Part ofF N B CORP→ View all charters

Outstanding Same

Current rating · Exam: September 1997

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.33%

Is this bank safe?

SEMINOLE BANK earned an Outstanding CRA rating (1997), shows financial metrics that merit closer review (ROA -0.33%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

10899 Park Boulevard, SEMINOLE, FL

County

Pinellas County

Established

July 25, 1985

Total Assets

$91M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$91M

Total Deposits

$82M

Net Loans

$52M

Net Income

$-234K

ROA

-0.33%

Below avg for Small banks. Peer avg: 0.44%

ROE

-3.62%

Risk-Based Capital

17.02%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.33%Peer avg: 0.44%▼ Below avg

Risk-Based Capital17.02%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Sep 1997	Outstanding	Small Bank
Sep 1994	Outstanding	Not Reported
Jan 1993	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/seminole-bank"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: