🏦Bank Scorer

This institution is no longer active

Operations ceased on October 1, 2005. CRA examination history below reflects the period it was active.

SECURITY STATE BANK OF MANKATO

MANKATO, MN · Supervised by FDIC

Est. 1913FDIC #13,182RSSD: FDIC-13182
Part ofBANCOMMUNITY SERVICE CORP→ View all charters
Outstanding Same

Current rating · Exam: December 2004

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.77%

Is this bank safe?

SECURITY STATE BANK OF MANKATO earned an Outstanding CRA rating (2004), meets basic financial requirements (ROA +0.77%).

Institution Profile

FDIC BankFind

Address

500 Long Street, MANKATO, MN

County

Blue Earth County

Established

March 15, 1913

Total Assets

$102M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 2004

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$102M

Total Deposits

$81M

Net Loans

$54M

Net Income

$581K

ROA

0.77%

Above avg for Small banks. Peer avg: 0.44%

ROE

10.05%

Risk-Based Capital

12.04%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.77%Peer avg: 0.44%▲ Above avg
Risk-Based Capital12.04%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Dec 2004OutstandingSmall Bank
Nov 1998OutstandingSmall Bank
Oct 1995OutstandingNot Reported

3 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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