🏦Bank Scorer

This institution is no longer active

Operations ceased on March 16, 1993. CRA examination history below reflects the period it was active.

SECURITY STATE BANK

ELYSIAN FIELDS, TX · Supervised by FDIC

Est. 1913FDIC #19,936RSSD: FDIC-19936
Satisfactory Same

Current rating · Exam: July 1992

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.88%

Institution Profile

FDIC BankFind

Address

Crockett Street And Farm Road 31, ELYSIAN FIELDS, TX

County

Harrison County

Established

May 20, 1913

Total Assets

$14M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 29, 1992

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$14M

Total Deposits

$13M

Net Loans

$5M

Net Income

$-121K

ROA

-0.88%

Below avg for Small banks. Peer avg: 0.44%

ROE

-14.02%

Risk-Based Capital

13.82%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.88%Peer avg: 0.44%▼ Below avg
Risk-Based Capital13.82%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

Exam DateRatingExam Type
Jul 1992SatisfactoryNot Reported
Jun 1990SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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