This institution is no longer active

Operations ceased on October 27, 1995. CRA examination history below reflects the period it was active.

SECURITY STATE BANK

BIG SPRING, TX · Supervised by FDIC

Est. 1956FDIC #17,630RSSD: FDIC-17630

Part ofSSB CORP→ View all charters

Satisfactory Same

Current rating · Exam: December 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.75%

Institution Profile

FDIC BankFind

Address

1411 Gregg Street, BIG SPRING, TX

County

Howard County

Established

July 14, 1956

Total Assets

$41M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$41M

Total Deposits

$37M

Net Loans

$9M

Net Income

$225K

ROA

0.75%

Above avg for Small banks. Peer avg: 0.44%

ROE

9.77%

Risk-Based Capital

22.10%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.75%Peer avg: 0.44%▲ Above avg

Risk-Based Capital22.10%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Dec 1993	Satisfactory	Not Reported
Dec 1992	Satisfactory	Not Reported
Feb 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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