This institution is no longer active
Operations ceased on September 17, 1996. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Institution Profile
FDIC BankFindAddress
220 South Main Street, HILLSBORO, IL
County
Montgomery County
Established
May 15, 1990
Total Assets
$10M(latest call report)
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Satisfactory
Meets federal requirements for community lending
Exam Date
January 9, 1995
Exam Type
Assessment Factor
Regulator
OTS
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 1995 | Satisfactory | Assessment Factor |
| Oct 1992 | Satisfactory | Assessment Factor |
| Jan 1991 | Substantial Noncompliance | Assessment Factor |
Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
Exam dates and details are paywalled
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