🏦Bank Scorer

SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE

MCMINNVILLE, TN · Supervised by FDIC

Est. 1959FDIC #31,146RSSD: FDIC-31146
Part ofSECURITY BCORP INC→ View all charters
Satisfactory Down

Current rating · Exam: November 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.52%

Institution Profile

FDIC BankFind

Address

306 W Main St, MCMINNVILLE, TN

County

Warren County

Established

January 1, 1959

Total Assets

$379M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2026(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$379M

Total Deposits

$331M

Net Loans

$308M

Net Income

$1M

ROA

1.52%

ROE

13.64%

Risk-Based Capital

15.80%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$342M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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