At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.80%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$453M
Total Deposits
$388M
Net Loans
$375M
Net Income
$914K
ROA
0.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.97%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
8
Branch Deposits
$372M
1-Year Change
+1
5-year net change: +2 branches
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2008 | Outstanding | Small Bank |
| Nov 2002 | Outstanding | Small Bank |
| Sep 1997 | Outstanding | Small Bank |
2 previous ratings locked — back to 1991
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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