This institution is no longer active

Operations ceased on July 3, 2012. CRA examination history below reflects the period it was active.

SECURITY BUSINESS BANK OF SAN DIEGO

SAN DIEGO, CA · Supervised by FDIC

Est. 2002FDIC #57,357RSSD: FDIC-57357

Part ofSECURITY BUSINESS BCORP→ View all charters

Satisfactory Same

Current rating · Exam: February 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.50%

Institution Profile

FDIC BankFind

Address

701 B Street, Suite 100, SAN DIEGO, CA

County

San Diego County

Established

September 27, 2002

Total Assets

$238M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2010

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2012Call Report / FDIC

Total Assets

$238M

Total Deposits

$202M

Net Loans

$178M

Net Income

$578K

ROA

0.50%

Above avg for Small banks. Peer avg: 0.44%

ROE

4.08%

Risk-Based Capital

16.30%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.50%Peer avg: 0.44%▲ Above avg

Risk-Based Capital16.30%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Feb 2010	Satisfactory	Small Bank
Aug 2004	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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