🏦Bank Scorer

This institution is no longer active

Operations ceased on February 1, 1996. CRA examination history below reflects the period it was active.

SECURITY BANK

FLOWER MOUND, TX · Supervised by FDIC

Est. 1988FDIC #27,190RSSD: FDIC-27190
Part ofFLOWER MOUND BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: December 1993

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 2.03%

Institution Profile

FDIC BankFind

Address

2631 Cross Timbers, FLOWER MOUND, TX

County

Denton County

Established

March 3, 1988

Total Assets

$49M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$49M

Total Deposits

$43M

Net Loans

$25M

Net Income

$958K

ROA

2.03%

Above avg for Small banks. Peer avg: 0.44%

ROE

21.85%

Risk-Based Capital

16.13%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA2.03%Peer avg: 0.44%▲ Above avg
Risk-Based Capital16.13%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

Exam DateRatingExam Type
Dec 1993SatisfactoryNot Reported
Aug 1991SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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