This institution is no longer active
Operations ceased on December 1, 2012. CRA examination history below reflects the period it was active.
SCOTT CITY, MO · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$80M
Total Deposits
$72M
Net Loans
$46M
Net Income
$618K
ROA
1.03%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.25%
Risk-Based Capital
16.08%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 143 | 76.92% | 11.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2008 | Satisfactory | Small Bank |
| Jul 2003 | Satisfactory | Small Bank |
| Mar 1999 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1991
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