This institution is no longer active

Operations ceased on February 3, 1995. CRA examination history below reflects the period it was active.

SECURITY BANK AND TRUST COMPANY

BLACKWELL, OK · Supervised by FDIC

Est. 1932FDIC #400RSSD: FDIC-400

Part ofBLACKWELL SECURITY BANCSHARES→ View all charters

Outstanding Same

Current rating · Exam: September 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.49%

Is this bank safe?

SECURITY BANK AND TRUST COMPANY earned an Outstanding CRA rating (1993), is financially strong (ROA +1.49%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

101 North Main Street, BLACKWELL, OK

County

Kay County

Established

March 1, 1932

Total Assets

$47M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$47M

Total Deposits

$41M

Net Loans

$25M

Net Income

$726K

ROA

1.49%

Above avg for Small banks. Peer avg: 0.44%

ROE

12.61%

Risk-Based Capital

24.38%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.49%Peer avg: 0.44%▲ Above avg

Risk-Based Capital24.38%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Sep 1993	Outstanding	Not Reported
Oct 1991	Outstanding	Not Reported
Apr 1990	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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