This institution is no longer active

Operations ceased on January 27, 2017. CRA examination history below reflects the period it was active.

SEAWAY BANK AND TRUST COMPANY

CHICAGO, IL · Supervised by FDIC

Est. 1965FDIC #19,328RSSD: FDIC-19328

Part ofSEAWAY BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: March 2017

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -7.22%

Institution Profile

FDIC BankFind

Address

645 E 87th St, CHICAGO, IL

County

Cook County

Established

January 2, 1965

Total Assets

$298M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2017

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2016Call Report / FDIC

Total Assets

$298M

Total Deposits

$257M

Net Loans

$197M

Net Income

$-25,702K

ROA

-7.22%

Below avg for Small banks. Peer avg: 0.44%

ROE

-156.01%

Risk-Based Capital

-1.85%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-7.22%Peer avg: 0.44%▼ Below avg

Risk-Based Capital-1.85%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Mar 2017	Satisfactory	Intermediate Small Bank
Dec 2013	Satisfactory	Intermediate Small Bank
Nov 2010	Satisfactory	Intermediate Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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