🏦Bank Scorer

This institution is no longer active

Operations ceased on July 31, 2001. CRA examination history below reflects the period it was active.

SCHWEGMANN BANK AND TRUST COMPANY

HARVEY, LA · Supervised by FDIC

Est. 1984FDIC #25,139RSSD: FDIC-25139
Part ofONE AMERICAN CORP→ View all charters
Outstanding Up

Current rating · Exam: August 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.03%

Is this bank safe?

SCHWEGMANN BANK AND TRUST COMPANY earned an Outstanding CRA rating (1997), meets basic financial requirements (ROA +0.03%).

Institution Profile

FDIC BankFind

Address

1801 Westbank Expressway, HARVEY, LA

County

Jefferson County

Established

May 21, 1984

Total Assets

$35M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2001Call Report / FDIC

Total Assets

$35M

Total Deposits

$32M

Net Loans

$22M

Net Income

$6K

ROA

0.03%

Below avg for Small banks. Peer avg: 0.44%

ROE

0.49%

Risk-Based Capital

8.36%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.03%Peer avg: 0.44%▼ Below avg
Risk-Based Capital8.36%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Aug 1997OutstandingSmall Bank
Jan 1995SatisfactoryNot Reported
Feb 1993SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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