This institution is no longer active
Operations ceased on November 15, 2014. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Institution Profile
FDIC BankFindAddress
901 East Main Street, SANTA PAULA, CA
County
Ventura County
Established
December 1, 1998
Total Assets
$129M(latest call report)
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Satisfactory
Meets federal requirements for community lending
Exam Date
December 8, 2011
Exam Type
Small Bank
Regulator
OCC (Office of the Comptroller of the Currency)
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Rating History
CRA / FFIECRating Trend
↓ DecliningBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2011 | Satisfactory | Small Bank |
| Aug 2006 | Satisfactory | Small Bank |
| Oct 2000 | Outstanding | Small Bank |
Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
Exam dates and details are paywalled
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