This institution is no longer active
Operations ceased on July 1, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$231M
Total Deposits
$214M
Net Loans
$141M
Net Income
$-3,346K
ROA
-2.94%
Below avg for Small banks. Peer avg: 0.44%
ROE
-36.17%
Risk-Based Capital
12.04%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 101 | 75.25% | 16.83% |
| 2018 | 103 | 74.76% | 15.53% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2016 | Satisfactory | Small Bank |
| Dec 2010 | Satisfactory | Small Bank |
| Oct 2004 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1991
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