This institution is no longer active

Operations ceased on February 18, 2011. CRA examination history below reflects the period it was active.

SAN LUIS TRUST BANK, FSB

SAN LUIS OBISPO, CA · Supervised by OTS

Est. 1999FDIC #34,783

Satisfactory Same

Current rating · Exam: August 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

1001 Marsh Street, SAN LUIS OBISPO, CA

County

San Luis Obispo County

Established

February 24, 1999

Total Assets

$333M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 31, 2009

Exam Type

Intermediate Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Aug 2009	Satisfactory	Intermediate Small Bank
Jun 2004	Satisfactory	Small Bank
Aug 1999	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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