This institution is no longer active

Operations ceased on November 6, 1997. CRA examination history below reflects the period it was active.

SAN GABRIEL VALLEY BANK

EL MONTE, CA · Supervised by FDIC

Est. 1972FDIC #20,882RSSD: FDIC-20882

Satisfactory Same

Current rating · Exam: July 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.25%

Institution Profile

FDIC BankFind

Address

3920 North Peck Road, EL MONTE, CA

County

Los Angeles County

Established

December 8, 1972

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$45M

Total Deposits

$39M

Net Loans

$29M

Net Income

$434K

ROA

1.25%

Above avg for Small banks. Peer avg: 0.44%

ROE

9.94%

Risk-Based Capital

18.98%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.25%Peer avg: 0.44%▲ Above avg

Risk-Based Capital18.98%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jul 1996	Satisfactory	Small Bank
May 1995	Satisfactory	Not Reported
May 1994	Satisfactory	Not Reported

1 previous rating locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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