This institution is no longer active

Operations ceased on September 15, 2007. CRA examination history below reflects the period it was active.

SALINE STATE BANK

WILBER, NE · Supervised by FDIC

Est. 1883FDIC #14,516RSSD: FDIC-14516

Part ofFIRST STATE HOLDING CO→ View all charters

Outstanding Same

Current rating · Exam: February 1999

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.36%

Is this bank safe?

SALINE STATE BANK earned an Outstanding CRA rating (1999), is financially strong (ROA +1.36%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

203 West Third, WILBER, NE

County

Saline County

Established

January 1, 1883

Total Assets

$103M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2007Call Report / FDIC

Total Assets

$103M

Total Deposits

$77M

Net Loans

$82M

Net Income

$711K

ROA

1.36%

Above avg for Small banks. Peer avg: 0.44%

ROE

12.19%

Risk-Based Capital

11.75%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.36%Peer avg: 0.44%▲ Above avg

Risk-Based Capital11.75%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Feb 1999	Outstanding	Small Bank
May 1996	Outstanding	Small Bank
Apr 1994	Satisfactory	Not Reported

1 previous rating locked — back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/saline-state-bank"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: