This institution is no longer active

Operations ceased on March 22, 2001. CRA examination history below reflects the period it was active.

SACRAMENTO COMMERCIAL BANK

SACRAMENTO, CA · Supervised by FDIC

Est. 1984FDIC #25,305RSSD: FDIC-25305

Part ofBELVEDERE CAPITAL PARTNERS LLC→ View all charters

Satisfactory Same

Current rating · Exam: October 1999

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.20%

Institution Profile

FDIC BankFind

Address

525 J Street, SACRAMENTO, CA

County

Sacramento County

Established

August 13, 1984

Total Assets

$236M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2000Call Report / FDIC

Total Assets

$236M

Total Deposits

$194M

Net Loans

$146M

Net Income

$463K

ROA

0.20%

Below avg for Small banks. Peer avg: 0.44%

ROE

1.37%

Risk-Based Capital

11.58%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.20%Peer avg: 0.44%▼ Below avg

Risk-Based Capital11.58%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Oct 1999	Satisfactory	Small Bank
Jan 1997	Satisfactory	Small Bank
Jul 1994	Satisfactory	Not Reported

1 previous rating locked — back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/23b61950-20b8-4272-a1ce-80c1ddcda776"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: