🏦Bank Scorer

ROYAL BUSINESS BANK

LOS ANGELES, CA · Supervised by FDIC

Est. 2008FDIC #58,816RSSD: FDIC-58816
Part ofRBB BCORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.20%

Institution Profile

FDIC BankFind

Address

1055 Wilshire Blvd, LOS ANGELES, CA

County

Los Angeles County

Established

November 18, 2008

Total Assets

$4.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2023

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4.2B

Total Deposits

$3.4B

Net Loans

$3.3B

Net Income

$13M

ROA

1.20%

ROE

8.27%

Risk-Based Capital

22.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate7.21%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

24

Branch Deposits

$3.3B

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202455567.75%7.21%
202333461.68%14.67%
20221,20769.68%8.62%
20211,25070.8%4.00%
20201,13564.58%5.02%
20191,06674.39%5.53%
20181,53876.33%7.87%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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