🏦Bank Scorer

RIVERWIND BANK

AUGUSTA, AR · Supervised by FDIC

Est. 1935FDIC #15,035RSSD: FDIC-15035
Part ofRIVERWIND BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2017

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

100 S 2nd St, AUGUSTA, AR

County

Woodruff County

Established

March 4, 1935

Total Assets

$167M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2017

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$167M

Total Deposits

$153M

Net Loans

$107M

Net Income

$323K

ROA

0.77%

ROE

12.94%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$135M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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