This institution is no longer active
Operations ceased on December 6, 2014. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$232M
Total Deposits
$203M
Net Loans
$198M
Net Income
$2M
ROA
0.94%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.15%
Risk-Based Capital
14.16%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 43 | 90.7% | 4.65% |
| 2018 | 29 | 89.66% | 10.34% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2012 | Satisfactory | Small Bank |
| Aug 2007 | Satisfactory | Small Bank |
| Jan 2003 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1991
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