This institution is no longer active

Operations ceased on November 3, 1994. CRA examination history below reflects the period it was active.

RIVERDALE BANK

RIVERDALE, IL · Supervised by FDIC

Est. 1917FDIC #10,795RSSD: FDIC-10795

Part ofHERITAGE COMMUNITY BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: January 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.03%

Institution Profile

FDIC BankFind

Address

13700 South Indiana Avenue, RIVERDALE, IL

County

Cook County

Established

January 1, 1917

Total Assets

$94M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$94M

Total Deposits

$82M

Net Loans

$31M

Net Income

$736K

ROA

1.03%

Above avg for Small banks. Peer avg: 0.44%

ROE

12.94%

Risk-Based Capital

17.62%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.03%Peer avg: 0.44%▲ Above avg

Risk-Based Capital17.62%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jan 1995	Satisfactory	Not Reported
Feb 1993	Satisfactory	Not Reported
Jun 1990	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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